342: Cash Balance Plan vs 401(k), How the Deduction Works for Business Owners
If you own a profitable business, your retirement plan often targets employees, not owners. In Part 2 of our series, Rohit Punyani, co-founder and Chief Solutions Officer of The Owner’s Asset, sits with Jayson Lowe. They explain how a cash balance plan vs 401(k) works and why it behaves differently. Missed the start of the […]
338: How Much Life Insurance Do I Actually Need?
It’s one of the most common questions people type into Google, ask ChatGPT, and search on YouTube. Richard Canfield breaks down the concept that insurance companies actually use to answer it: human life value. What is human life value? According to Richard, it’s “the economic value associated with your life based on the people that […]
337: Am I Too Old for Life Insurance?
No, the majority of people who start whole life insurance or Infinite Banking are between 45 and 65 years old. “I’m in my 50s. I’m in my 60s. Isn’t this going to be too expensive?” It’s one of the most common questions Neil Dietrich, Lead Advisor at Ascendant Financial, hears from clients and in this […]
334: Nelson Nash’s Foundation Lesson in Infinite Banking
How long do you suppose a skyscraper would stand on a weak foundation? That’s the question Nelson Nash, the founder of the Infinite Banking Concept, asked Jayson Lowe the first time they spoke at a conference. Decades later, it’s still the question that separates people who actually understand Infinite Banking from people who are just […]
333: Farming Is One of the Most Capital-Intensive Businesses
When people picture farming, they picture open fields, tractors, and sunsets. What they don’t picture is one of the most capital-intensive businesses on the planet, millions of dollars tied up in land, equipment that can cost as much as a family home, and banks that “somehow always seem to know exactly when your payment is […]
324: What You Need to Know About Infinite Banking| FAQ
Q1: Am I Too Old to Start? Short answer: probably not. As long as you still need to use money, and most of us do until our last breath, the process of becoming your own banker is available to you. The concept itself is not age-dependent. What is age-dependent is the insurance tool used to […]
325: How Infinite Banking Really Works | Your Top Questions Answered
If you’ve ever gone down the rabbit hole of the Infinite Banking Concept (IBC) online, you know the experience well: half the comments say it’s the most brilliant financial strategy they’ve ever encountered, and the other half insist it’s an elaborate scam usually from someone named “Crypto Wolf 1978” with a cartoon profile picture who […]
323: How to Escape the $200K Job Trap With IBC
What if the financial doctrines you’ve been taught are meticulously designed to keep you tethered, preventing you from ever truly reaching financial independence and personal fulfillment? This provocative question lies at the heart of Josh’s remarkable journey. This story challenges conventional notions of success and reveals how a different approach to money can unlock profound […]
319: The Hidden Truths of Money, Interest Rates, and Your “Perfect” Investment
Are we perpetually caught in a cycle of boom and bust? For decades, experts like Carlos Lera and Robert Murphy have illuminated the opaque processes of money creation and interest rate manipulation, arguing that they fundamentally mislead both economies and individual investors. Fast forward to today, and the echoes of these warnings resonate louder than […]
316: Discover Infinite Banking Through One Powerful Story
Life often throws unexpected curveballs, prompting us to re-evaluate our paths. For Darcy Densmore, a seasoned professional with 35 years in the demanding oil field, a family health crisis became the catalyst for a profound career and financial transformation. His journey from drilling holes in the ground to empowering individuals with the Infinite Banking Concept […]