Foundational Training (24 minutes)
See how Dan and his wife Barb started with two Whole Life policies in 2013, and now manage a system spanning multiple children and grandchildren — including loans for vehicles, home purchases, private lending, and strategic wealth transfer.
Dan explains how he recaptured the interest on major purchases like trucks and RVs using policy loans, how he earns tax-efficient passive income through lending, and how he’s planning multi-decade capital transfers to his grandchildren. He even breaks down specific numbers on policy loan costs vs. cash value growth — showing exactly how he keeps financial energy inside his system, rather than leaking it to third parties.
What You’ll Learn:
How Dan structured a multi-policy family system (6+ policies, $120K/year in premiums)
The math and mechanics behind using policy loans for truck purchases, earning daily growth while retaining full control
How he provides private loans to family and third parties — generating 15% returns while leveraging policy loans
A real-life example of how policy loans helped his son pause payments during a job transition
Dan’s personal strategy for wealth transfer, increased death benefit, and training the next generation through family banking meetings
Dan Allen, a lifelong learner turned Infinite Banking expert, brings the farming world a strategy most have never been taught: how to grow your own capital, not just your crops. In this heartfelt and practical session, Dan blends real-life stories, personal experience, and powerful financial principles to show how ranchers and farmers can take control of their money, break free from big banks, and build lasting wealth for generations.
You’ll hear how the Infinite Banking Concept (IBC) can change how you finance farm operations, manage risks, and create tax-free legacies. Whether you’re growing canola or cattle, this isn’t just about insurance—it’s about reclaiming your financial power and becoming the banker in your own life.
What You’ll Learn:
What it means to be all four characters in the financial system—and why you’re only playing two now
How to use dividend-paying whole life insurance to grow your capital—and still access it when needed
Real-world numbers comparing IBC to traditional banking for land purchases, operations, and retirement
The power of control: flexible repayment, no loan approval process, and uninterrupted capital growth
How families like Sarah and John used IBC to fund their farm, free up credit lines, and leave a legacy
If you own a farm or ranch, this is one of the most important conversations you’ll ever have—how to pass it on to the next generation without losing the legacy you’ve worked so hard to build. In this session, Chris Thompson—who’s not just a financial expert but comes from a multi-generation farm family himself—walks you through the real issues families face when it comes to farm succession.
He doesn’t sugarcoat it. From tax traps to family conflict, Chris shows what can go wrong and how to avoid it. But more importantly, he gives you a clear roadmap on how to do it right—with the right people, the right tools, and the right conversations. If you want to keep your family together and the farm intact, this is a must-watch.
What You’ll Learn:
Why only 12% of farms have formal succession plans—and how to be in that top tier.
How capital gains exemptions and rollover rules can significantly reduce transition taxes.
The role of professional advisors (lawyers, accountants, insurance specialists) and why coordination matters.
Why family communication is critical—and how unresolved conflict can destroy a legacy.
How life insurance can be a cost-effective tool for estate balancing and liquidity needs.
Dan Allen didn’t discover the Infinite Banking Concept (IBC) until his mid-50s, but when he did, it changed everything. In this episode, you'll hear how Dan transitioned from a successful oil and gas career to becoming an Authorized IBC Practitioner, all while building a financial legacy for his family and helping others do the same.
You’ll be inspired by Dan’s story of rediscovery, mentorship under Nelson Nash, and the clarity that comes from finally taking control of your financial life. If you’ve ever felt like it’s too late to start something new, this conversation will prove otherwise.
What You’ll Learn:
Lifestyle & Values Based Planning (49 minutes)
Richard Vuksinic, a naturopath and passionate home gardener, shares how Infinite Banking has become the backbone of his family’s personal economy. When his children needed braces and a family vacation opportunity came up, he used policy loans to fund both — on his terms, with no credit applications, no repayment schedule, and no stress. For Richard, this system is more than numbers; it’s about values-aligned autonomy.
Just like a garden that yields abundance when properly cultivated, Richard views his whole life policy system as a living, growing ecosystem — one that protects his family, enables choices, and generates resilience season after season.
What You’ll Learn:
Took a policy loan to pay for orthodontics without dipping into savings or relying on a credit line
Funded a meaningful family trip using his policy, keeping control over how and when he repays it
Compares his Family Bank to a regenerative garden — continually replenishing and yielding more over time
Emphasizes how IBC allows him to make decisions in alignment with his health, family, and financial values
Avoids dependence on banks, interest-based loans, or rigid repayment terms
👉 This is a powerful story of freedom, stewardship, and financial regeneration.
Foundational Training (47 minutes)
Discover how Alberta farmer Renee Nielsson shares how he uses the Infinite Banking Concept (IBC) to fund his farming operation and personal expenses. He explains how policy loans have helped cover crop cycles, greenhouse costs, and even family trips, without relying on commercial banks.
Renee is joined by his advisor Roman Pushkar, who highlights the importance of understanding IBC fundamentals before applying them. They discuss how IBC fits the unpredictable income cycles of farm life. If you're a farmer or business owner seeking more financial control, this story shows how IBC can work in real life.
What You’ll Learn:
How Dan structured a multi-policy family system (6+ policies, $120K/year in premiums)
The math and mechanics behind using policy loans for truck purchases, earning daily growth while retaining full control
How he provides private loans to family and third parties — generating 15% returns while leveraging policy loans
A real-life example of how policy loans helped his son pause payments during a job transition
Dan’s personal strategy for wealth transfer, increased death benefit, and training the next generation through family banking meetings
Dan Allen, an Infinite Banking Practitioner and former hog farmer, walks you through how to take control of farm input costs by rethinking how you finance them. If you rely on operating loans for seed, feed, or other inputs, you’ll learn how to redirect that borrowing into a system you co-own—unlocking more flexibility, financial resilience, and long-term growth.
Using a real-life case study of grain farmers Sarah and Jonathan, you’ll see step-by-step how they shifted from relying on bank loans to building their own reservoir of capital. This process isn't just for farmers; it applies to any business owner who wants to control financing costs and eliminate unnecessary bank dependency.
What You’ll Learn:
In this conversation, Mary Jo Irmen joins Richard Canfield and Jason Lowe to discuss the real-life challenges farmers face when it comes to managing money, financing operations, and building a legacy for the next generation. Drawing from her own farming background and her book Farming Without the Bank, Mary Jo breaks down how Infinite Banking offers farmers more flexibility, stability, and long-term control—without relying entirely on traditional banks.
The episode dives into the everyday realities of agricultural life, such as dealing with inconsistent income, rising operating costs, and generational transitions. With practical stories and down-to-earth insights, this discussion helps farming families see new ways to finance equipment, prepare for succession, and build lasting financial security on their own terms.
What You’ll Learn:
Why traditional farm financing creates long-term pressure and limited options
How Infinite Banking helps farmers retain control of capital for equipment, livestock, or operations
Ways to support smoother succession and estate planning between generations
The difference between using a policy for lump-sum equipment buys vs. rolling operating loans
Why it’s important to work with a coach who understands farming and Infinite Banking together
In this video, Richard Canfield and Dan Allen explore the concept of Economic Value Added (EVA) as discussed in Nelson Nash’s Becoming Your Own Banker. They explain what EVA means, how it shows up in both business and personal finance, and why it’s important to apply a value to your own capital—even when you’re not borrowing from a bank.
The discussion also touches on habits, mindset, and the challenge of shifting how we think about using money. Using everyday examples and stories, they show how concepts like EVA connect to Infinite Banking and long-term financial decision-making.
What You’ll Learn:
What Economic Value Added (EVA) means and how it applies outside of business
Why it's useful to treat your own capital as having a cost
How mindset and habits affect your ability to use financial tools effectively
The idea of “use it or lose it” when it comes to both thinking and capital
Why consistency and long-term thinking are important in applying financial strategies
In Chapter 4 of the book we do a comparison of two farmers who grew up in the same area of the same age.
They both put $50,000 a year to work for 10 years. However, only one of the farmers, Jake, decided to become his own banker.
In this case study review, Dan Allen and Richard Canfield do a deep dive onto the full chart from the book but we look at all the years.
We review and discuss milestone events and major challenges that could such as a tractor repair, buying a new truck the farm needs and even the concept of passive income. We also clearly see the impact these items have on the farms legacy in an interactive way.
This is a powerful tale about having total control over your farms future.
In this powerful conversation, Nelson Nash addresses the consequences of financial dependence and how people have abdicated personal responsibility over their financial lives—especially around banking. He emphasizes how consumer behavior has been shaped by financing everything, and how that creates systemic vulnerability. Nash encourages families to regain control by creating their own “pot of gold” through Infinite Banking. He discusses how spiritual and societal separation—from God, from truth, and from sound financial principles—lies at the heart of today’s dysfunction. Throughout, Nash weaves in profound truths about responsibility, economic awareness, and the need to think critically rather than blindly follow narratives.
0:00–5:00 People have abdicated personal responsibility for banking, defaulting to third-party control. This leads to massive cost burdens and financial servitude.
Farmer Insight: If you don’t control the financing on your farm, someone else does—and that drains your profits.
5:00–10:00 Nash connects spiritual dependency on government with financial dependency. He argues that dependency leads to worship of the wrong “gold holders” (i.e., banks and government).
Farmer Insight: Farmers who rely on government programs or outside financing become enslaved to external systems that don't prioritize their legacy.
10:00–15:00 Nash shares stories about hidden truths in taxes, consumer costs, and the importance of understanding real economic mechanics—not just accepting common beliefs.
Farmer Insight: Every input cost—including taxes and loans—is paid by the end user. Understanding this helps farmers stop leaking dollars from their operation.
For farming families, Nash delivers a crucial message: farmers are taught to grow precision crops and livestock, but no one teaches them to grow their own capital. He highlights the irrationality of farmers borrowing capital to buy multimillion-dollar equipment that often sits idle, rusting most of the year. He likens this capital inefficiency to financial rot. Instead, Nash urges farmers to “grow their own capital” using the Infinite Banking Concept, just as they would grow their own cow chow. This insight flips the script on financial dependency and gives families in agriculture a clear reason to adopt a Family Banking System—to break free from financial bondage and regain control.
0:00–5:00 Arrival Syndrome is a disease. Once you believe you've arrived, you stop learning and growing. Infinite Banking demands lifelong learning and a rejection of mainstream thinking.
5:00–10:00 Light overcomes darkness. Nelson tells the story of Leonard Read’s “candlepower” metaphor. Advisors are called to increase light (truth and knowledge) in a dark financial world.
Teaching Point: To help farming families escape financial slavery, they must be met where they are and guided with increasing clarity—never forced.
10:00–15:00 The more you know, the more you realize you don’t know. Nash illustrates that growth expands awareness of the unknown. He cautions against being “sheeple” blindly following the herd.
15:00–20:00 Universal Life: a failed product born of financial manipulation. Nelson warns against short-range thinking and Wall Street-designed policies.
Lesson for Farmers: Don’t chase shiny rates. Adopt steady, long-term systems rooted in control and simplicity
20:00–25:00 Equipment Financing Example: Capitalization and behavioral discipline matter more than product design.
Farming Priority: Farmers must build systems big enough to finance everything—equipment, land, seed—not just insure life.
25:00–30:00 Real-world example: Combines worth $400K+ used only 2 weeks a year. That idle capital becomes a burden when financed externally.
Critical for Farmers: Most farms are capital-heavy but cash-poor. Farming families must finance their own equipment to reclaim profitability.
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